Help Accepting Credit Cards
You want to be able to accept credit cards via the internet. Here’s what you need to do and know in order to accept payments securely over the internet:
- You must have a secure website. This requires an SSL Certificate and possibly a dedicated IP address, though many e-commerce website hosting sites offer shared SSL Certificates and IP addresses. If you already have a website hosting service, they can assist you with this. If not, Rhino Ruby Studios can assist you with website hosting, a dedicated IP address and SSL Certificate. Contact us and let us know what you need.
- You need a credit card payment processor. Many businesses already have this if they are already accepting credit cards.
- You need a secure payment gateway. This is a necessary requirement to process credit cards via the internet.
Rhino Ruby Studios uses and recommends Authorize.net for the payment gateway:
The Authorize.Net Payment Gateway, one of the most recognized leaders in this industry, can help you accept credit card and electronic check payments quickly and affordably.
More than 284,000 merchants trust Authorize.net for payment processing and online fraud prevention solutions.
The fees for a Card Not Present (CNP) Payment Gateway account are:
- Non-Refundable Setup Fee: $99.00
- Monthly Gateway Fee: $17.95
- Per-Transaction Fee: $0.10
Their application process is simple. Their customer support, if needed is excellent! Click on the Sign Up Button below:
Rhino Ruby Studios uses and recommends Cybersource, parent company to Authorize.net for their credit card processing merchant services. They have very competitive rates
If you are applying for an Internet Merchant Account, the fees are:
- Monthly Fee: $9.95
- Authorization (Transaction) Fee: $0.25
- Qualified Discount Rate: 2.19%
- Minimum Monthly Discount Fee: $25.00
A list of all the fees associated with an Internet Merchant Account can be found at http://www.authorize.net/files/cybersource_pricing.pdf.
You can use the same link as above to apply for this and your payment gateway.
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